Sunday, February 22, 2009

Are You a Shopaholic?

Posted by Cecile at Sunday, February 22, 2009
Here are the six signs to watch out for to determine if you are a shopaholic or not :-)

Do you spend excessively?

1. You spend more when you're emotional. Do you spend money when you're blue? Do buying new clothes make you feel better? If your answers to these questions are "yes," then you may have a spending problem. Much like people who eat when they're upset, those who spend when they're feeling down are at risk for larger issues. Try to consider a less costly way to deal with your feelings like going for a run, taking a yoga class to decompress, or writing in a journal.
2. Your spending habits result in added stress. Often when a shopaholic goes on a binge, the results are more costly than he or she expected. With excessive spending comes debt; and with debt, comes phone calls from debtors, lowered credit scores, and in extreme cases, bankruptcy. If your spending habits result in
temporary happiness only to be overcome by financial stress, you may have a problem limiting your spending.

3. You can't live without plastic. The credit card is king, and overspending is commonplace. In fact, the average American household has over $8,000 in credit card debt. That number may sound like a lot to some, but to the shopaholic that statistic may ring true. Do you think you could live one week paying for all your purchases with cash? If not, then you may be too reliant on your credit card. Try to limit your credit card purchases to emergencies and use cash when shopping.

If any of these sound familiar, you might be addicted to shopping.

4. You're a compulsive spender. There's a big difference between going to the store and buying one DVD and buying ten. Compulsive spenders do not know how to set limits or differentiate between necessity and desire.

5. You're constantly making excuses. "I just had to buy that." "I couldn't live without it." "It wasn't that expensive." If you need to justify your unnecessary purchases with excuses such as these, you may be a shopaholic.
6. You've tried to control your spending in the past. Whether we are dieting, trying to exercise more, or trying to spend less money, it is a common sign that there is a problem when we try to alter the way we do things.

20 comments:

amiable amy said...

i notice i do shop more for my family in Pinas...not so much with mine, guess it is not bad

besides, can't shop more than I wanted to coz la ako datung dito, no job eh...LOL

Cecile said...

Amy, you are not alone, I do the same....and got no job as well :-)

I guess that doesn't count as being shopaholic :-)

Joops said...

asawa ko ate ang magastos hehehe ako matipid..

Umma said...

hahaha.. after I gave birth.. I barely shop for myself now.. mostly is for YL na.

Cecile said...

Umma, dear pareho jud ta, i shop mostly for Jake hehehe.

Cecile said...

Rose, Joops and Matt should get together, pareho sila magastos, hay pag di mo binantayan, dami na laman shopping cart, di mag stick sa listahan :-)Kaya lagi yan may bantay hehehe.

amiable amy said...

nag shopping napud ko, pero $10 ra hahaha...shopping ba naa? hahaa...bitaw, at least, pag gawas naa madala...nag palit ko karon $1.50 , original price? 24 dollars hahaha...

Clarissa said...

Naku,isama mo sa listahan ang asawa ko sa pagiging magastos!Palaging naka-tutok sa auction!lol!

Anirudh induchudan said...

nice post

mye said...

hi cecile - got a tag for you. not sure if you already have this but i tagged you pa rin. thanks for always visiting my blog.

Prettygirl said...

ako din ganyan mula nung nanganak ako puro sa anak ko wala pa ako nbili for myself last christmas lang,mas madalas nga lang ako sa ukay ukay hehe

Umma said...

Oh I was a spender when I was still single Ces.. swipe left and right man jud..

But now, I try to minimize the spending habit... its true diay pag naay ka na anak bec you spend more on your kid than yours na.. hahaha

Mom of Four said...

Buti na lang, kung shopaholic man ako eh sa Goodwill lang, but still kapag nag accumulate eh mahal din. Wahhh...adik na ako sa shopping!

Cecile said...

Amy, nakakatuwa ka naman :-), ano sa palagay mo? well, oka ra na, kay naka save man ka daghan uy :-), nagsakit akong tyan nimo uy lol!

Cecile said...

Liza, sumasakit nama tyan ko sa inyo ni Amy, ako rin adik na din eh, kasi every time may sale sa walmart, bili ako, mura nga tag 3, bucks, at pag palagi yun, malaki na rin hehehe, ganoon din pagnagpunta ako sa Goodwill.

Cecile said...

Clarissa, hay naku pare pareho yta ating mga asawa eh :-), buti na lang matipid tayo na shopaholic hehehe

Cecile said...

Anirudh induchudan, thanks :-)

Cecile said...

Mye, thanks for the tag, you are right meron na ako nito, sige i add ko na lang name mo ha :-), and you are welcome.

Madz said...

uy sounds familiar to me... hehheh and the winner is MADZ.. ahhahaha oh yes jud te Ces, ako as in...grabe kayo, but now lie low ko kay tigum ko kwarta for my baby dvaaaaaaaaaa

Cecile said...

Tama, ganyan yata talaga pag magiging parent na eh, priority na ang ating mga anak, Madz :-)

 

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